Terms and Conditions
Welcome to Fizz Heaven. These Terms and Conditions (“Terms”) govern your access to and use of our website and services. Please read them carefully, as they outline your rights and obligations under European law.
By accessing or using our services, you confirm your acceptance of these Terms and agree to comply with them.
1. About Us
Fizz Heaven (the “Company”, “we”, “us”, or “our”) provides services to help individuals and businesses compare insurance products across multiple European providers. We are not an insurance company and do not sell or underwrite insurance policies.
Fizz Heaven is based in the European Union and complies with applicable EU regulations such as:
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General Data Protection Regulation (GDPR) – Regulation (EU) 2016/679
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E-Commerce Directive – Directive 2000/31/EC
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Unfair Commercial Practices Directive – Directive 2005/29/EC
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Consumer Rights Directive – Directive 2011/83/EU
2. Nature of Services
Fizz Heaven operates as an independent intermediary and insurance comparison facilitator. Our services include:
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Gathering information about your insurance needs.
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Searching for and comparing offers from licensed and reputable insurance providers.
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Presenting you with a shortlist of suitable products based on your input.
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Facilitating contact with your chosen provider.
We do not provide binding quotes, issue insurance policies, or guarantee prices. All final arrangements are made directly between the customer and the selected insurer.
3. Insurance Providers
We search among leading insurance providers in Europe including:
Fizz Heaven is not affiliated, endorsed, or operated by these companies.
4. Payments and Contracts
Fizz Heaven does not process payments for insurance policies. If you choose to purchase a policy from a listed provider, the payment is handled directly by that provider. We may, however, offer additional private services (e.g., consulting or administrative support), which may incur fees payable directly to us under a separate agreement.
5. Customer Data and Privacy
We comply with the EU General Data Protection Regulation (GDPR). Any personal information you provide is processed lawfully, transparently, and only for the purpose of providing our services.
For more information, see our Privacy Policy.
6. Disclaimers and Limitation of Liability
Fizz Heaven provides comparison information for guidance purposes only. We do not offer legal, financial, or insurance advice. The final selection and purchase of any insurance product is your sole responsibility.
To the fullest extent permitted by applicable law, we disclaim all liability for:
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Inaccurate or outdated insurance data presented by third parties.
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Any decisions made based on information on this website.
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Any loss or damage resulting from use of our service.
7. User Responsibilities
By using our services, you agree:
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To provide accurate, complete, and honest information.
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Not to use our services for unlawful or fraudulent activities.
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To comply with all applicable laws and regulations, including consumer protection laws in your jurisdiction.
8. Jurisdiction and Applicable Law
These Terms shall be governed by and construed in accordance with European Union law and the laws of the country in which you reside, provided that your country is an EU Member State.
Disputes arising from the use of our service will be subject to the non-exclusive jurisdiction of the courts in your country of residence within the EU.
You may also access EU-wide dispute resolution services such as the Online Dispute Resolution (ODR) platform provided by the European Commission:
👉 https://ec.europa.eu/consumers/odr/
9. Amendments
We reserve the right to amend these Terms at any time. Any updates will be posted on this page and are effective immediately upon publication. Continued use of our services constitutes acceptance of the revised Terms.
10. Contact Us
If you have any questions or concerns, please contact:
Fizz Heaven
Email: [legal@fizzheaven.com]
Website: https://fizzheaven.com